The wealth your parents or grandparents leave will probably be one of the largest — and most emotional — lump sums you’ll receive. Some use it for retail therapy. Others put it towards a down payment or reducing debt.
Without a plan, you could feel paralyzed (or maybe even guilty) when you think of spending it.
Our team can help create an investment plan that honors what your loved ones wanted you to have: a life with less, if any, financial worry.
- Creating a cross-generational Investment Policy Statement that honors shared long-term goals
- Funding education more tax-efficiently through alternative strategies (e.g. UTMA and UGMA)
- Coordinating trust assets withdraws based on tax brackets, market conditions and other factors through partnership with your estate attorneys
- Design portfolios that aim to keep pace, at minimum, with inflation
- Model sustainable lifestyle spending based on projected income and withdraw rates
- Coordinating multi-trust vehicles to remove redundancies and strengthen tax efficiency
- Layering multiple risk management options (e.g. umbrella, multi-estate property insurance) to help avoid catastrophic loss
- Collaborating with your CPA and/or estate attorney to reduce your tax burden
- Distributing trust assets based on provisions or achievements that honor family values (e.g. education, career)
- Mapping retirement income across generations based on needs, goals or life stage
- Managing liquidity and cashflow intergenerationally while maintaining as much principal as possible
- Creating lasting philanthropic structures (e.g. family foundations, perpetual giving, Donor Advised Funds)
- Equipping the next generation of investors to steward inherited wealth responsibly
- Coordinating with your outside attorneys to create dynastic trusts (e.g. GRAT, SLAT, generation-skipping) that aim to preserve wealth in perpetuity
- Creating a cross-generational Investment Policy Statement that honors shared long-term goals
- Funding education more tax-efficiently through alternative strategies (e.g. UTMA and UGMA)
- Coordinating trust assets withdraws based on tax brackets, market conditions and other factors through partnership with your estate attorneys
- Design portfolios that aim to keep pace, at minimum, with inflation
- Model sustainable lifestyle spending based on projected income and withdraw rates
- Coordinating multi-trust vehicles to remove redundancies and strengthen tax efficiency
- Layering multiple risk management options (e.g. umbrella, multi-estate property insurance) to help avoid catastrophic loss
- Collaborating with your CPA and/or estate attorney to reduce your tax burden
- Distributing trust assets based on provisions or achievements that honor family values (e.g. education, career)
- Mapping retirement income across generations based on needs, goals or life stage
- Managing liquidity and cashflow intergenerationally while maintaining as much principal as possible
- Creating lasting philanthropic structures (e.g. family foundations, perpetual giving, Donor Advised Funds)
- Equipping the next generation of investors to steward inherited wealth responsibly
- Coordinating with your outside attorneys to create dynastic trusts (e.g. GRAT, SLAT, generation-skipping) that aim to preserve wealth in perpetuity
100 multi-generational families rely on our help to secure their lasting legacy.
